$header
<TABLE width="98%" align=center cellSpacing=0 cellPadding=0 class=table>
<TBODY class=trtd>
<TR>
<TD height=20 vAlign=top width="100%" align=center><img src=/images/blank.gif width=1 height=5><br><div class=navigation>$navigation</div><br></TD>
</TR>
<TR>
<TD height=25>$content</TD></TR>
</TR></TBODY></TABLE>
$footer